Welcome to the official website of Sure Credits – https://surecredits.com/. By accessing and using our services, you agree to comply with the terms and conditions outlined below. These terms are legally binding, non‑negotiable, and applicable to all users of our services. Access to our platform is granted only upon full acceptance of these terms. Eligibility is governed under the provisions of the Indian Contract Act, 1872.

Eligibility

To qualify for a loan with Sure Credits, applicants must meet the following eligibility criteria subject to evaluation:

• Salary or income stability

• Credit score and repayment history

• Residential location

• Employment type and status

• Income Tax Return (ITR) documents

• Utility bills or other supporting documentation

Incomplete applications or failure to meet these requirements may result in delay or rejection of an application.

Application Process

Loan applications begin through our official website https://surecredits.com/. In some cases, physical or video verification of documents may be required by our authorized executives. Applicants must ensure timely submission of accurate original or scanned documents whenever requested.

Loan Tenure

Sure Credits offers short‑term personal and emergency loans. The repayment period is defined at the time of sanction, and repayment obligations must be fulfilled within the stipulated tenure. Failure to repay on schedule may attract additional penalties. Loan tenure, limits, and extensions remain subject to the company’s internal policies and discretion.

Interest Rates and Fees

Interest rates and processing charges are determined by our internal lending policies and assessed based on customer profiles. All applicable charges will be clearly communicated upfront before loan disbursement. Once accepted, these terms are binding and non‑negotiable post‑disbursement.

Repayment Terms

The repayment schedule will be provided at the time of loan approval. Borrowers are expected to repay on or before the due date. Delays in repayment may result in interest penalties, late fee charges, and negative impact on the borrower’s credit profile.

Defaults

In case of default in repayment, Sure Credits reserves the right to:

• Block further transactions

• Reject future loan applications of the defaulter

• Initiate appropriate recovery procedures under applicable law

Transparency and timely repayments are critical for borrowers to continue to access our financial services.

Privacy and Data Security

At Sure Credits, all personal and financial information submitted by customers is stored securely and treated confidentially. While no data is disclosed to unauthorized third parties, it may be used internally for customer support, service enhancement, or limited marketing purposes, without alteration or misuse.

Disclaimer

Sure Credits operates in compliance with applicable financial regulations and government guidelines. We do not charge any upfront or approval fees at any stage of the loan process. Please be aware of fraudulent individuals misusing our name or logo to solicit payments. Customers are advised to engage only through our official website https://surecredits.com/ and verified channels.

If you are approached by anyone requesting pre‑approval charges or fees on our behalf, do not engage with them. Instead, report the incident to our official support immediately.

Changes to Terms

Sure Credits reserves the right to revise, modify, or update these Terms and Conditions at any time, particularly in response to regulatory changes, legal requirements, or internal policy updates. Any updates will be reflected on this website promptly.

Complaints and Disputes

Any disputes, grievances, or legal complaints arising from our services will fall under the exclusive jurisdiction of the courts at Delhi, India.

Contact Information

For assistance, complaints, or to report suspicious activities, you may reach out to our Grievance Officer:

• Phone: +91‑9876543211

• Email: info@surecredits.com

Important Notice

• Sure Credits does not operate any Android or iOS mobile applications.

• We do not disburse loans via third‑party mobile apps or unofficial agents.

• Any app, website, or individual misusing our brand name, logo, or claiming affiliation is unauthorized and fraudulent.

Kindly report such cases immediately to our official support team to help us protect you and others from potential frauds.